People use credit cards to pay almost everything nowadays, raning from utility bills to cards. However, a lot of people seem to abuse credit cards, can't pay off their debts, and enter a vicious cycle. So, today we are going to talk about "cash or card". Think about the following questions beforehand and feel free to share your views with us in class today.Q1. What is plastic money? Do you have it?
Q2. When you apply for a credit card, how do you decide which bank you would like to apply to?
- gifts (freebies)
- benefits & services (airport pick-up service, free parking, shopping discounts, cash back program,shopping rewards, free roadside rescue service, air flight upgrade, free annual fees, convenient cash advance procedures, etc)
- the appearance of the card
- cooperation with charitable organizations
- others
Q3. When you pay for things, how do you usually pay? Cash or charge?
Q4. Do you usually pay off your credit card debts every month? Or you just pay the minimum payment each month? Why?
Q5. What are the pros and cons of using a credit card?
Here is this week's assignment. Just feel free to post your answer to the question below on the forum by January 22.
Q: What are the pros and cons of using a credit card?
If you have any questions, let me know. See you in class today at 9:00 p.m.
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